VVB Phani Kumar

M.Com from Andhra University, M.B.A from NIPM, Law graduate from Andhra University, Sri Phani Kumar is a Senior Banking Professional with more than 27 years of experience in Retail Assets, Structured Assets, Stressed Assets Legal Litigations and Resolution Management, Monitoring, Filings pertaining to SME, Mid Corp and Large Corp,Cases in Debt Recovery Tribunals, DRAT, NCLT & High Courts.

Expert in handling major teams of more than 200 members in Retail Assets, Phani Kumar is a high team motivator, consistent performer, trouble shooter and go getter in achieving higher targets of the Bank. Currently is associated with Axis Bank in Investigations Department and he has rich experience in sales, credit, operations, customer service and recovery.

He is also a mentor to several legal professionals in property issues and debt recovery officers in the region.

• Legal Manager South - Axis Bank, Structured Assets Division, Chennai
• Regional Manager - Axis Bank, Affordable Housing Division, A.P, Telangana and Karnataka
• Area Manager - Axis Bank, Mortgage Division, Gachibowli ( Hyderabad)
• Retail Assets Head - Axis Bank, Visakhapatnam, Vijayawada and Gachibowli ( Hyderabad)
• Branch Head - Dewan Housing Finance Limited, Visakhapatnam
• Branch Head - Manipal Home Finance Limited, Visakhapatnam